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Florida Real Estate Exam Practice Questions: Titles, Deeds, and Taxes
5 practice questions on titles, deeds, and taxes for the Florida real estate sales associate exam. Each one has the correct answer, a full explanation of why the other options are wrong, and the statute it comes from.
What this topic covers
Ownership, liens, conveyance, recording, and ad valorem taxes. Questions here test how title passes, what encumbrances and liens affect it, and how deeds, recording, and property taxes work.
Sources these questions cite include: § 689.15, Fla. Stat.; § 193.155, Fla. Stat.; § 718.503, Fla. Stat.; § 83.57, Fla. Stat.; § 83.03, Fla. Stat.; § 720.401, Fla. Stat..
Question 1
A parcel has a taxable value of $200,000 after exemptions. The total millage rate is 18 mills. What is the annual property tax?
- A. $3,600
- B. $360
- C. $36,000
- D. $3,240
Show the answer and explanation
Correct answer: A.
One mill equals one-tenth of one cent, or $1 per $1,000 of taxable value. Tax = taxable value ÷ 1,000 × mills = $200,000 ÷ 1,000 × 18 = $3,600. B is wrong because this is a decimal-place error. C is wrong because this is a decimal-place error. D is wrong because this applies 16.2 mills.
Source: Ch. 200 and Ch. 197, Fla. Stat.
Question 2
Roofing subcontractor Vega, who contracted with the general contractor, last furnished labor on a residence on March 3, 2026. What is the last day Vega may record a claim of lien against the property?
- A. June 1, 2026, which is 90 days after the final furnishing of labor.
- B. April 17, 2026, which is 45 days after the final furnishing of labor.
- C. March 3, 2027, which is 1 year after the final furnishing of labor.
- D. May 2, 2026, which is 60 days after the final furnishing of labor.
Show the answer and explanation
Correct answer: A.
A lienor may record a claim of lien during the work or afterward, but not later than 90 days after the final furnishing of labor, services, or materials (§ 713.08(5)). Ninety days after March 3, 2026 is June 1, 2026. B uses the 45-day notice-to-owner period from § 713.06, which is a different deadline for a different step. C confuses the recording deadline with the 1-year period for suing to enforce a recorded lien (§ 713.22(1)). D invents a 60-day period. Note that a subcontractor who did not serve a timely notice to owner may lose lien rights regardless of the recording date.
Source: § 713.08(5), Fla. Stat.
Question 3
What is the main effect of the Marketable Record Title Act in Florida?
- A. It requires every deed to be recorded within one year, and a deed that is not recorded in that time is void.
- B. It makes all easements permanent, so that no easement can be extinguished by the passage of time or by a lack of use.
- C. It extinguishes most old claims and interests that predate the root of title, which must be at least 30 years old, unless they are preserved
- D. It gives title to anyone who possesses land for 30 years, whether or not the person has color of title or pays taxes.
Show the answer and explanation
Correct answer: C.
The Act simplifies title searches by extinguishing interests that arose before the root of title unless the interest is preserved by notice. The root of title must be at least 30 years old, and certain interests, such as easements in use, are not extinguished. A is wrong because there is no such deadline. B is wrong because the Act extinguishes many old interests but preserves some. D is wrong because adverse possession is a separate doctrine with different requirements.
Source: Ch. 712, Fla. Stat.
Question 4
Buyer Lindqvist signs a contract on March 2 to buy a new unit directly from a condominium developer and receives all the documents the developer must deliver on the same day. By what date may the buyer cancel the contract under the statutory buyer's right to cancel?
- A. March 5, which is 3 days after signing, the period the buyer has to cancel a contract with a condominium developer.
- B. March 9, which is 7 days after signing, the usual period allowed for cancelling a sale of a unit by a developer.
- C. March 17, which is 15 days after the buyer executes the agreement.
- D. April 1, which is 30 days after signing, the period allowed when the developer delivers the documents on the day of signing.
Show the answer and explanation
Correct answer: C.
A buyer from a condominium developer may cancel within 15 days after the date the buyer executes the agreement and receives all the items the developer must deliver (§ 718.503(1)). Fifteen days after March 2 is March 17. A and B use shorter periods that do not apply to developer sales; for example, a resale (non-developer) buyer has 7 days, excluding Saturdays, Sundays, and legal holidays, under § 718.503(2). D invents a 30-day period. The developer's contract must also disclose this right in prominent type.
Source: § 718.503(1), Fla. Stat.
Question 5
Husband and wife Evan and Rita own their home as tenants by the entirety. A creditor obtains a $90,000 judgment against Evan alone for a debt unrelated to Rita and attempts to force a sale of the home. Which statement is correct?
- A. The creditor cannot reach the home, because entireties property is generally immune from the claims of a creditor of only one spouse.
- B. The creditor may force the sale of Evan's half interest in the home and then share the proceeds with Rita as a co-owner.
- C. The creditor may reach the home if the judgment exceeds $50,000, because large judgments override the protection of entireties property.
- D. The creditor may reach the home after Evan and Rita record a notice of divorce intent, because that notice ends the entireties estate.
Show the answer and explanation
Correct answer: A.
A tenancy by the entirety is available only to married couples and rests on the unity of person in addition to the four unities. Under Florida law, entireties property is generally immune from claims of creditors of only one spouse; only a joint creditor of both spouses may reach it (Beal Bank v. Almand). The creditor with a judgment against Evan alone therefore cannot force a sale. B treats the property as if each spouse owned a separable half. C invents a dollar threshold. D is wrong because no filing creates that exposure; if the couple actually divorces, they become tenants in common (§ 689.15), and the exposure changes.
Source: Beal Bank, SSB v. Almand & Associates, 780 So. 2d 45 (Fla. 2001); § 689.15, Fla. Stat.
Want more on this topic?
The full Prep475 kit has 30 questions on titles, deeds, and taxes, all with the same statute-cited explanations, plus a timed 100-question exam simulation.
Independent study aid, not legal advice. Not affiliated with or endorsed by the Florida Real Estate Commission, the DBPR, or Pearson VUE. Questions are original practice questions, not actual exam questions. Statutes, rules, and exam details change; always confirm against current Florida law and your pre-licensing course materials.
Last reviewed October 20, 2026.