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Florida Real Estate Exam Practice Questions: Fair Housing
4 practice questions on fair housing for the Florida real estate sales associate exam. Each one has the correct answer, a full explanation of why the other options are wrong, and the statute it comes from.
What this topic covers
Federal and Florida protections. Questions here test the protected classes and prohibited practices under federal and Florida fair housing law.
Sources these questions cite include: § 760.23, Fla. Stat.; 42 U.S.C. § 3604; § 760.29, Fla. Stat.; 42 U.S.C. § 3603; § 760.22, Fla. Stat.; 42 U.S.C. § 3602.
Question 1
Which of the following is NOT a class protected from housing discrimination by both the federal Fair Housing Act and Florida's Fair Housing Act (Part II of Chapter 760)?
- A. Familial status
- B. Disability
- C. Marital status
- D. National origin
Show the answer and explanation
Correct answer: C.
Both statutes protect race, color, national origin, sex, disability, familial status, and religion (42 U.S.C. § 3604; § 760.23). Marital status, source of income, and age are not on either list, although a county or city ordinance may add protections, so a licensee should also check local law. A is wrong because it is protected under both statutes. B is wrong because it is protected under both statutes. D is wrong because it is protected under both statutes.
Source: 42 U.S.C. § 3604; § 760.23, Fla. Stat.
Question 2
A condominium association wants to qualify as 55-and-older housing so that it may exclude families with children. Along with publishing and following policies that show the intent to operate as housing for older persons and complying with HUD's age-verification rules, what share of its occupied units must have at least one occupant who is 55 or older?
- A. At least 80 percent
- B. 100 percent
- C. At least 51 percent
- D. At least 90 percent
Show the answer and explanation
Correct answer: A.
Housing qualifies as 55-and-older housing when at least 80 percent of occupied units have at least one occupant who is 55 or older, the community publishes and follows policies showing it intends to operate as such, and it verifies occupancy under HUD's rules. Housing intended for and solely occupied by people 62 or older qualifies on its own. B is wrong because that share applies only to the separate 62-and-older category, in which units must be solely occupied by people 62 or older. C is wrong because a bare majority does not meet the statutory test. D is wrong because the statute sets the threshold at 80 percent.
Source: 42 U.S.C. § 3607(b)(2); § 760.29(4), Fla. Stat.; 24 C.F.R. part 100, subpart E
Question 3
An agent mails flyers to homeowners in a neighborhood that say, 'Families of a different race are moving into your area. Sell now before prices fall!' Which practice does the flyer describe?
- A. Steering, which is directing buyers toward or away from areas because of a protected class such as race or religion.
- B. Redlining, which is a lender's refusal to make loans on property in certain areas because of who lives in the area.
- C. Dual agency, which is a broker's representation of both the buyer and the seller in the same transaction.
- D. Blockbusting, which is inducing owners to sell by representing that people of a protected class are entering the neighborhood.
Show the answer and explanation
Correct answer: D.
Blockbusting, also called panic selling, is inducing or attempting to induce a person to sell or rent by representing that people of a particular race, religion, or other protected class are entering or may enter the neighborhood. It is prohibited for profit-motivated persons under 42 U.S.C. § 3604(e) and § 760.23(5). A is wrong because steering concerns what a licensee shows or tells buyers, not solicitations to owners. B is wrong because redlining is a lending practice, not a solicitation by an agent. C is wrong because nothing in the facts involves representing two parties.
Source: 42 U.S.C. § 3604(e); § 760.23(5), Fla. Stat.
Question 4
A tenant with a documented disability asks to keep a trained service dog in an apartment community that has a 'no pets' policy and a $500 pet deposit. Which statement is correct?
- A. The landlord may deny the request, because the lease says no pets and the policy applies to every tenant in the community.
- B. The landlord may allow the animal only if the tenant pays the $500 pet deposit that applies to all other pets in the community.
- C. The landlord may demand the tenant's medical records and full diagnosis before deciding whether to allow the service animal.
- D. The landlord must allow the animal as a reasonable accommodation and may not charge a pet deposit or pet fee for it, but the tenant remains liable for any damage the animal causes.
Show the answer and explanation
Correct answer: D.
Refusing a reasonable accommodation in rules or policies when it may be necessary for equal use of a dwelling is discrimination. Under § 760.27, once an assistance animal request is approved the person may not be charged extra compensation for the animal, but is liable for damage the animal does to the premises or to another person. If the disability or the need for the animal is not readily apparent, the landlord may ask for reliable supporting information, but not a diagnosis or medical records. A is wrong because assistance animals are not pets, and a no-pets rule must give way as a reasonable accommodation. B is wrong because a person with a disability may not be required to pay extra compensation for an approved assistance animal. C is wrong because the landlord may not request the diagnosis, the severity of the disability, or medical records.
Source: § 760.23(9)(b) and § 760.27, Fla. Stat.; 42 U.S.C. § 3604(f)(3)(B)
Want more on this topic?
The full Prep475 kit has 15 questions on fair housing, all with the same statute-cited explanations, plus a timed 100-question exam simulation.
Independent study aid, not legal advice. Not affiliated with or endorsed by the Florida Real Estate Commission, the DBPR, or Pearson VUE. Questions are original practice questions, not actual exam questions. Statutes, rules, and exam details change; always confirm against current Florida law and your pre-licensing course materials.
Last reviewed October 20, 2026.